About Us

Of all the services we provide at CBC National Bank®, our core focus is simply this: to put our customers first. Since we opened our doors in 1999, our commitment has always been to provide nothing less than an exceptional experience in everything we do. It is because of that unwavering dedication to service and our customers’ resulting loyalty that we remain a thriving regional bank.

The experienced banking professionals of CBC National Bank are active members of the community who have a vested interest in the success of its citizens and businesses. We invite you to experience CBC National Bank for yourself, where our dedicated professionals and array of banking conveniences ensure you always come first.

A brief history of CBC National Bank


June 30, 1999

First Capital Bank Holding Company, headquartered in Fernandina Beach, FL, raised capital in a public offering to charter and establish First National Bank of Nassau County.


June 30, 2000

Coastal Banking Company (CBC), headquartered in Beaufort, SC, raised capital in a public offering to charter and establish Lowcountry National Bank.


June 30, 2005

Coastal Banking Company acquired First Capital Banking Company and became a multi-bank holding company operating Lowcountry National Bank (with three offices in the Beaufort market area) and First National Bank of Nassau County (with offices in Fernandina Beach, Jacksonville, FL and Savannah, GA).


June 30, 2006

First National Bank of Nassau County acquired the Cairo Bank in Meigs, Georgia, which was renamed The Georgia Bank.


June 30, 2008

Lowcountry National Bank, First National Bank of Nassau County and The Georgia Bank merged and legally began operating under the name CBC National Bank.


June 30, 2011

All Coastal Banking Company affiliate institutions began officially using the name CBC National Bank.


June 30, 2013

CBC National Bank SBA Division is #1 in Florida for Community Banks Headquartered in Florida for 7a Lending.


June 30, 2015

CBC National Bank’s Mortgage Division Surpasses $10 Billion Loan Production Milestone, Earns National “Top Lenders” Recognition.


July 9, 2015

CBC National Bank’s SBA Division Surpasses $250 Million in Loan Production and Ranked #1 in Florida Again.


June 30, 2016

CBC National Banks Acquires First Avenue National Bank of Ocala, FL. CBC National Bank Mortgage Division Surpasses $13 Billion Loan Production Milestone.

From the beginning, the vision for Coastal Banking Company- one enthusiastically endorsed and embraced by its directors, employees and shareholders-has been to be a strong and growing regional financial institution where collective strengths and resources are shared and where local autonomy is exercised.

At CBC National Bank, we are committed to fulfilling this vision by continually providing the best products and services to the communities we gladly serve.

Click here to visit our parent company, Coastal Banking Company, Inc.