Business Checking

From small to mid-size and beyond, business banking requires specialized service and CBC National Bank has a range of options suited to your operation. We consider how many transactions you make, what kind of balance you keep and even what line of work you’re in to ensure the checking option you choose works just as hard for you as you do for your business.

CBC also goes further to give you convenience features such as:

  •  Free e-Statements
  •  Free e-Alerts
  •  Free Online Banking with Free e-Bill Pay
  •  Free Telephone Banking with 24/7 access
  •  Free Direct Deposit
  •  Courier Services Available
  •  And More

Business checking should be something you have, not something you “do” and at CBC National Bank our easy options free you to focus on what matters most – your bottom line.

Compare Business Checking & Savings Accounts

Free Business CheckingCommercial Interest CheckingAnalysis CheckingInterest on Lawyers Trust AccountBusiness SavingsBusiness Money Market Investor
Ideal for: Small to Mid-Sized Businesses Sole Proprietorships and Certain Non-Profit Agencies Businesses with
Higher Transaction Levels
Funds Held in Trust or Escrow on Behalf of a Third Party Immediate Access to Savings Funds Competitive Rates while Maintaining Immediate Access to your Funds
Minimum Balance No Minimum Balance Requirement $5,000
Daily Account Balance3
No Minimum Balance Requirement No Minimum Balance Requirement $100
Daily Account Balance4
$1,000
Daily Account Balance5
Monthly Fee None $15
if Minimum Balance is not Maintained
$12
Fees are offset by an Earnings Credit Allowance*

$0.15 Per Item/Deposit
$0.10 Per Item/Debit
$0.25 Per Deposit
$15 $10
if Minimum Balance
is not Maintained
$10
if Minimum Balance
is not Maintained
Earns Interest No Yes
Compounds Monthly
No Yes
Compounds Monthly
Yes
Compounds Monthly
Yes
Compounds Monthly
Unlimited Check Writing 500 Free per Month $0.30 each thereafter1 150 Free per Month
$0.15 each thereafter1
Earnings Credit
Offsets Charges
6 per
Calendar Month
Unlimited In-Person Withdrawals
6 per
Statement Cycle
Unlimited In-Person Withdrawals
Free Cash Withdrawals
& Balance inquiries
6 per Month
$3 per Withdrawal
thereafter
6 per Month
$10 per Withdrawal
thereafter
Refund up to three non- CBC National Bank ATM fees per calendar month No N/A
**Free Checking Account
Package for Employees
2 2 2 No No No
Minimum Opening Deposit $100 $1,000 $100 $100 $100 $1,000
All Checking Accounts include Free Visa Debit/ATM Cards,
Free Online Banking with Free e-Bill Payment, and 24 Hour Telephone Banking.

1Transactions include checks paid, deposit and deposited items.
2Individual Employee Accounts are subject to Bank approval.
3A $15 Monthly Service Fee applies if the daily account balance falls below $5,000.
4A $10 Monthly Service Fee applies if the daily account balance falls below $100.
5A $10 Monthly Service Fee applies if the daily account balance falls below $1000.

Free Business Checking

If you operate a small to mid-sized business, Free Business Checking is ideal for your banking needs. With no minimum balance required, no monthly service fee and 500 free transactions per month, you’ll enjoy big-business benefits tailored just for you.

Commercial Interest Checking

Larger account balances receive their due reward with CBC’s Commercial Interest Checking. Sole proprietorships and certain non-profit agencies that have limited monthly transactions but keep larger account balances will benefit from the interest earned with this unique checking option.

Analysis Checking

Your transaction level may be high but at CBC National Bank we help you offset normal fee structures through a possible earnings credit allowance with our Analysis Checking option. In addition to the allowance, you will enjoy a range of free convenience options including online banking, unlimited bill payment service and more.

Interest On Lawyers’ Trust Account

For a trust or escrow held on behalf of a third party, CBC’s Interest on Lawyers’ Trust Account provides an interest-bearing option with no minimum balance required and unlimited check writing among its many features.