Rates

CD Special Promo

8 MONTH .85% APY

13 MONTH .95% APY

Ask your personal banker how to qualify for an additional .15% APY

$5,000. MINIMUM - LIMITED TIME OFFER - APY is Annual Percentage Yield. APY is accurate as of November 28, 2016, and subject to change at any time. Early withdrawal penalty may be imposed. Requirements to qualify for the additional .15% increase in APY: Checking account with an ACH credit of $200 per month. Minimum required to open a checking account is $100. Fees could reduce earnings. Some restrictions apply. See your Personal Banker for details.

CD / IRA Deposits

91 Days182 Days12 Months18 Months18 Month Variable IRA
Opening Deposit
$1,000.00
Opening Deposit
$1,000.00
Opening Deposit
$1,000.00
Opening Deposit
$1,000.00
Opening Deposit
$100.00
Minimum Balance
to Obtain APY*
$0.00
Minimum Balance
to Obtain APY*
$0.00
Minimum Balance
to Obtain APY*
$0.00
Minimum Balance
to Obtain APY*
$0.00
Minimum Balance
to Obtain APY*
$0.00
Interest Rates
0.10%
Interest Rates
0.25%
Interest Rates
0.45%
Interest Rates
0.60%
Interest Rates
0.45%
APY%
0.10%
APY%
0.25%
APY%
0.45%
APY%
0.60%
APY%
0.45%
24 Months36 Months48 Months60 Months
Opening Deposit
$1,000.00
Opening Deposit
$1,000.00
Opening Deposit
$1,000.00
Opening Deposit
$1,000.00
Minimum Balance
to Obtain APY*
$0.00
Minimum Balance
to Obtain APY*
$0.00
Minimum Balance
to Obtain APY*
$0.00
Minimum Balance
to Obtain APY*
$0.00
Interest Rates
0.85%
Interest Rates
1.14%
Interest Rates
1.49%
Interest Rates
1.74%
APY%
0.85%
APY%
1.15%
APY%
1.50%
APY%
1.75%

Money Market Investor -OR- Business Money Market Investor

ProductsOpening DepositMinimum Balance to Obtain APY*Interest RatesAPY%
$0 - $9,999.99 $1,000.00 $0.00 0.10% 0.10%
$10,000 - $24,999 $1,000.00 $10,000.00 0.20% 0.20%
$25,000 - $49,999 $1,000.00 $25,000.00 0.30% 0.30%
$50,000 - $99,999 $1,000.00 $50,000.00 0.40% 0.40%
$100,000 + $1,000.00 $100,000.00 0.40% 0.40%

Health Savings Account

ProductsOpening DepositMinimum Balance to Obtain APY*Interest RatesAPY%
$0 - $499.99 $100.00 $0.00 0.10% 0.10%
$500.00 - $4,999.99 $100.00 $500.00 0.10% 0.10%
$5,000.00 - $9,999.99 $100.00 $5,000.00 0.10% 0.10%
$10,000.00 - $24,999.99 $100.00 $10,000.00 0.20% 0.20%
$25,000.00 - $49,999.99 $100.00 $25,000.00 0.30% 0.30%
$50,000.00 + $100.00 $50,000.00 0.40% 0.40%

Checking Accounts

ProductsOpening DepositMinimum Balance to Obtain APY*Interest RatesAPY%
Advantage Checking $100.00 $0.00 1.24%** 1.25%**
Interest Checking $100.00 $0.00 0.05% 0.05%
Premier Checking $100.00 $0.00 0.05% 0.05%
IOLTA $100.00 $0.00 0.05% 0.05%
Business Interest Checking $100.00 $0.00 0.05% 0.05%
Regular Savings $100.00 $0.00 0.10% 0.10%
Minor Savings $25.00 $0.00 0.10% 0.10%
Business Savings $100.00 $0.00 0.10% 0.10%
Christmas Club $0.00 $0.00 0.10% 0.10%

*All Rates Effective April 2017

*Annual Percentage Yield
We do not offer IRA terms below 12 months.
Penalty may be imposed for early withdrawal of Certificates of Deposit.
Rates subject to change without notice. Rate is current through the date of this issue
Fees could reduce earnings on each account. Certain restrictions apply.

**1.25% Annual Percentage Yield paid on qualifying balances up to $25,000; if your qualifying balance exceeds $25,000 your APY will range from 1.25% to 0.33% APY; 0.00% APY interest paid on all balances of non-qualifying accounts. Interest is forfeited if account holder fails to meet account requirements.

CD’s

Ensuring your hard-earned savings are there when you need them can be easily achieved with a Certificate of Deposit from CBC National Bank®.

If you’re considering a CD we invite you to explore our competitive rates and flexible maturity dates for an option that is ideally suited to your unique needs.

  •  Fixed terms with maturity dates ranging from 91 days to five years
  •  Competitive fixed interest rates
  •  Interest compounds monthly
  •  Automatically Renewable
  •  $1,000 Minimum opening deposit

*A penalty may be imposed for early withdrawal

IRA’s

Retirement…it’s what we all dream about! Make sure you are financially ready for those golden years with an IRA (Individual Retirement Account) from CBC National Bank®. We offer both fixed-rate and variable-rate options with more flexibility than ever before.

Traditional IRAs

Traditional IRAs provide an effective way to save today in order to better supplement your other retirement savings.

Roth IRAs

For added flexibility, Roth IRAs can be a great addition to your retirement savings options and may impart a significant tax advantage when you retire.

Rollover IRAs

Rollover IRAs are a simple and convenient way to transfer funds from a qualified pension plan, profit sharing plan or IRA from another institution.

* Consult your tax adviser for details.

Variable Rate IRA Certificates of Deposit

A variable Rate IRA Certificate of Deposit provides flexibility to your overall retirement strategy. This IRA combines the earnings rate of a certificate of deposit with the added flexibility of making IRA contributions at any time.

  •  18-Month Term
  •  Deposits may be made in any amount throughout the term of the variable rate IRA CD*
  •  Competitive 18 Month Variable IRA CD Interest Rate
  •  Interest Compounds Monthly
  •  Automatically Renewable
  •  $100.00 Minimum Opening Deposit
  •  A penalty may be imposed for early withdrawal

* Interest will accrue on all additional deposits at the same rate and APY in effect at the time of the additional deposit.

Fixed Rate IRA Certificates of Deposit

An IRA Fixed Rate Certificate of Deposit, as part of your retirement strategy, helps you increase your savings with predictable interest earnings.

  •  Fixed Terms Ranging From One Year to Five Years
  •  Competitive Fixed Interest Rates
  •  Interest Compounds Monthly
  •  Automatically Renewable
  •  $1,000 Minimum Opening Deposit
  •  A penalty may be imposed for early withdrawal