CBC checking accounts also come with a little something we like to call convenience features such as:
- Free e-Statements
- Free e-Alerts
- Free Online Banking with Free e-Bill Pay
- Free Telephone Banking with 24/7 Access
- Free Mobile Banking
- Direct Deposit
We even offer e-Personal Pay, a fast and secure way to make and receive personal payments online.
All of these features, and more, are available to ensure your CBC National Bank experience is every bit as effortless as it is enjoyable.
Compare Checking Accounts
|Advantage Checking||Free Checking||Interest Checking||Premier Checking||Prestige Checking|
|Best if you want:||High-Yield Checking as a Reward for Online Banking||No Monthly Fees or Minimum Balance||Unlimited Check Writing While Earning Interest||Rewards for Your Banking Relationship||Benefits for Customers Age 50 and Over|
|Minimum Balance||No Minimum Balance Requirement||No Minimum Balance Requirement||$700 Daily Account Balance, or 1,500 Average Daily Account Balance||$20,000 Combined Minimum Balances in Deposits or Loans3||No Minimum Balance Requirement|
|Monthly Fee||None||None||$10 if Minimum Balance is not Maintained||$20 if Minimum Balance is not Maintained||None|
|Refund up to 3 Non-CBC National Bank ATM fees per calendar month||2||No||2||2||2|
|Free Cashier's Checks||No||No||No|
|Free Safe Deposit Box||No||No||No||4||No|
|Minimum Opening Deposit||$100||$100||$100||$100||$100|
| All Checking Accounts include Free Visa Debit/ATM Cards,|
Free Online Banking with Free e-Bill Payment, and 24 Hour Telephone Banking.
1If your qualifying balance exceeds $25,000 your APY will range from 1.25% to 0.16% APY. 0.00% APY interest paid on all balances of non-qualifying accounts. Interest is forfeited if account holder fails to meet account requirements.
2Advantage Checking accounts must meet the following three (3) requirements to qualify for ATM refunds: a.)Active enrollment in e-Statements; b.) Qualifying Direct deposit (ACH) credit of at least $200 from an unrelated third-party each statement cycle; c.) Minimum 10 debit card purchase transactions per statement cycle.Electronic transactions must post on or before the last business day of each month in order to qualify.
3$20,000.00 Combined Balance in Checking, Savings, Money Marketand/or Certificates of Deposit OR $20,000.00 Combined Qualifying Loan Balance (Subject to Credit Approval).
4Subject to Availability. Only applies to 3" X 5" size box. Includes $30 discount toward upgrade to a larger box.
If you prefer the convenience of online banking and the ease of electronic statements, then you will want to consider CBC’s Advantage Checking. This high-yield checking account is designed for today's on-the-go banking customer. Advantage Checking combines the best of CBC's personal service with state-of-the-art online account access and pays a higher interest percentage on qualifying account balances up to $25,000.
Click here to learn more about Advantage Checking.
Sometimes, a name says it all. CBC’s Free Checking provides you with a full range of banking services free of charge. No minimum balance, no monthly fee, just the simplicity of a sound checking account with the freedom to put your mind at ease.
If you often keep a higher balance in your checking account, then CBC wants to be sure you get the most from your money. With Interest Checking, you will still enjoy an array of services, including free online banking and unlimited bill payment service, while also accumulating interest on the balance in your account.
Never underestimate the value of relationships – we greatly value yours with us. As a customer of CBC National Bank, we want to reward you for choosing us as your financial partner and Premier Checking was designed to do just that. Free safe deposit box as well as interest that compounds monthly are just a few of the rewards of this higher balance account option.
As retirement and the anticipation of simpler times draw near, you will also take comfort in a simpler way of banking. Prestige Checking was created for our 50 and better customers and offers a straightforward account option complete with perks that are ideal for your unique lifestyle.