Savings

Whether you are considering opening your first savings account or want to make the most of your existing funds, CBC National Bank® offers a variety of easy-to-manage Savings Account options to help you reach your financial goals.

Our savings accounts offer a variety of convenient features including:

  •  Free e-Statements
  •  Free e-Alerts
  •  Free Online Banking with Free e-Bill Pay
  •  Free Mobile Banking
  •  Free Telephone Banking with 24/7 Access
  •  Direct Deposit

We even offer e-Personal Pay, a fast and secure way to make and accept online personal payments. All of these features, and more, are available to ensure your CBC National Bank experience is every bit as effortless as it is enjoyable.

At CBC National Bank, we know that helping you save money starts by saving you time and effort and that’s exactly what our convenience features will do for you.

Compare Savings Accounts

Money Market InvestorHealth Savings AccountRegular SavingsMinor SavingsChristmas Club
Best if you want: Liquid Funds & Competitive Interest Rates To Save and Pay for Qualified Medical Expenses and Receive a Tax Advantage1 Immediate Access to Savings While Gaining Interest Savings for individuals Under the Age of 185 with no Minimum Balance Plan for the Holidays by Putting Money Aside throughout the Year
Minimum Balance $1,0002 $5003 $1004 No Minimum Balance Requirement No Minimum Balance Requirement
Monthly Fee $10 if Minimum Balance is not Maintained $5 if Minimum Balance is not Maintained $10 if Minimum Balance is not Maintained None None
Earns Interest Tiered Rates Tiered Rates Compounds Monthly Compounds Monthly Credited to your Account Annually on October 31st6
Check Writing 6 Checks per Statement Cycle
Unlimited In-Person Withdrawals
Unlimited 6 Withdrawals per Calendar Month
Unlimited In-Person Withdrawals
6 Withdrawals per Calendar Month
Unlimited In-Person Withdrawals
6 Withdrawals per Calendar Month
Unlimited In-Person Withdrawals
Free Visa Debit Card/ ATM Card ATM Card Only N/A N/A
Free Cash Withdrawals
& Balance Inquiries
6 Free Debits per Statement Cycle; $10 per Debit Thereafter. 6 Withdrawals per Calendar Month
$3 per Withdrawal Thereafter.
6 Withdrawals per Calendar Month
$3 per Withdrawal Thereafter.
6 Withdrawals per Calendar Month
$3 per Withdrawal Thereafter.
Refund up to 3 Non-CBC National Bank ATM fees per Calendar month N/A N/A N/A
Free Cashier's Checks No No No No
Minimum Opening Deposit $1,000 $100 $100 $25 $0
Apply Apply Apply Apply Apply
All Savings Accounts Include Free Online Banking and 24 hour Telephone Banking.

1Consult your tax advisor regarding contribution amounts and tax deductibility.
2$10 monthly service fee applies if the daily account balance falls below $1,000.
3A $5 Monthly Service Fee applies if the daily account balance falls below $500.
4A $10 Monthly Service Fee applies if the daily account balance falls below $100.
5At age 18, Regular Savings features will apply.
6If funds are withdrawn prior to October 31st, interest is forfeited.

Money Market Investor

Competitive rates and immediate access to your funds are the cornerstones of CBC’s Money Market Investor. If you are ready to take your savings to the next level, this savings account rewards you by offering competitive tiered interest rates so that your high balance earns you more.

Health Savings Account

We’ve all heard the saying, “save for a rainy day,” and that statement is perhaps no truer than when it comes to healthcare costs. CBC’s Health Savings Account gives you a convenient way to pay for qualified medical expenses through tax-deductible contributions and tax-free withdrawals.

Regular Savings

Making it easy for you to save is the goal of CBC’s Regular Savings account. Easy access to your funds, free online banking and interest that compounds monthly are just a few of the ways CBC makes it simple for you to save.

Minor Savings

How often have you thought to yourself, “If only I had known that when I was younger?” Of all of life’s lessons, opening a savings account at an early age is perhaps one of the most valuable. CBC’s Minor Savings is specifically designed for customers under the age of 18 and is the perfect start to a prosperous future.

Christmas Club

Somehow, it happens every year, doesn’t it? The Holidays roll around and the gift-buying expenses quickly add up. This year, you can give a gift to yourself with CBC’s Christmas Club, an easy way to save for holiday shopping throughout the year while also earning annual interest.